Mortgage Enquiries
01722 441745

Bridging & Second Charge Loans


Bridging loans are designed to help people complete the purchase of a property before selling their existing home by offering them short-term access to money. As well as helping home-movers when there is a gap between the sale and completion dates in a chain, this type of loan can also help someone planning to sell-on quickly after renovating a home, or help someone buying at auction.

Bridging loans offer a vital service in certain circumstances and are becoming more mainstream and lower cost and we will talk you through the pros and cons given your unique position.

Second Charge Loans are also know as second mortgage and are a secured loan against a property. A second charge loan is often useful for people struggling to get unsecured borrowing such as a personal loan, this can be especially true if the person is self employed.

If your credit rating has gone down in recent years but you still have equity in a property then a second mortgage is possibly an option or if you wish to borrow more money against your property but there is an early repayment charge on your existing mortgage then a second mortgage might be the product that suits.
Mortgages London
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For free friendly advice call us on 01722 441745 / 0203 953 6118

First Time Buyer?

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Equity Release

Equity Release London Equity release allows you to access some of the money tied up in your house with absolutely no worries of having to give it up. Book that dream holiday, pay off those debts, get those home improvements done or help your family. Contact us today to see if we can help you.

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Critical Illness Protection

Protection London Protection is designed to cover your mortage payments if you're unable to work due to accident, sickness or unemployment. In exchange for a monthly premium, it pays you a set amount each month, usually up to 24 months. Something to think about!

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